Protect your assets with personal liability insurance coverage

You've insured your car and your home. But are your assests adequately protected? What if you are legally obligated to pay damages above your current auto or homeowner's liability coverage? Your assets could be seized, as well as your future earnings, if you are deemed negligent because of an auto accident or someone is injured while at your home. A Personal Umbrella Liability policy provides much more protection, so find out if you need one!

Understand the Risk

Courts, today are rewarding larger amount than ever before in personal liability cases. The best way to be ready is with a Personal Umbrella Liability policy. But it helps to understand some of the reasons a person could sue.

Consider these scenarios in which you could be legally liable for:

Auto Ownership
Car accidents, despite contributing factors such as weather, unfamiliar roads, or driver experience.

Home Ownership
Accidental falls on your property, swimming pool accidents, as well as home playground mishaps.

Recreational Activities
Accidents involving boat, ATV, snowmobile, Jet Ski or other watercraft, as well as golf course injuries.

Personal Activities
Libel and slander as well as invasion of privacy.